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Apply For Personal Loan | Personal Loan Application | Mar 2019



Apply For Personal Loan | Personal Loan Application | Mar 2019 1

1. What’s the tenure of a personal loan from Qbera?

The mortgage tenure at Qbera is a versatile one and it ranges from 1 to five years (12 to 60 months).

2. What’s an EMI?

It’s the mounted quantity {that a} borrower pays to the lender on a selected date each month. An EMI consists of the principal and curiosity charged on a mortgage.

3. What’s the minimal and most mortgage quantity that I can get from Qbera?

The mortgage quantity ranges between Rs. 25,00Zero to Rs. 10 Lacs.

4. What is exclusive about Qbera?

Our expertise and lending partnership enable us to supply a world-class expertise to our debtors:

Our CIBIL rating cut-off is 625 and we can provide loans to workers of greater than 9 lac corporations in India. Now you don’t must get rejected by banks simply because they haven’t analyzed and categorized your employer.

5. What ought to be my age to use for a mortgage with Qbera?

You have to be not less than 23 years previous to use for a mortgage.

6. What ought to be my minimal wage to get a mortgage?

Your web month-to-month earnings have to be Rs. 20,00Zero or extra.

7. What ought to be my CIBIL rating cut-off for a personal loan?

Our CIBIL rating cut-off is 625 (V2 rating).

8. What’s the charge of curiosity charged on a personal loan?

Fee of curiosity depends upon a borrower’s earnings, CIBIL rating, employer, age and so forth. Qbera collects data out of your utility kind and numerous different information sources to create a personalised mortgage provide for you. Our rates of interest begin at 11.99%.

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9. What’s the eligibility standards to get a mortgage from Qbera?

To get a mortgage from Qbera, a borrower ought to meet the next eligibility standards:

10. How do I apply for a mortgage on-line?

To use for a mortgage on-line, click on right here. For queries, please Whatsapp us on +91 89719 28484.

11. What are the paperwork required to get a mortgage from Qbera?

The next paperwork could be required after your mortgage is digitally authorized:

12. What’s the processing charge charged on a personal loan by Qbera?

The processing charge ranges between 2% – 4%.

13. How can I repay my mortgage?

Qbera supplies straightforward reimbursement of its good loans via automated debit of EMIs by way of NACH mandate.

14. Why was my mortgage utility rejected at Qbera?

Though we’ve among the finest approval charges within the trade, we could must reject some purposes if they don’t meet our fundamental qualification standards. You may re-apply after Three months in case you suppose that your credit score profile has improved.

15. Can I re-apply for a mortgage?

Qbera requires you to attend for not less than Three months earlier than re-applying for a personal loan.

16. How a lot time does Qbera take to course of a mortgage utility?

It is not going to take greater than 10 minutes to replenish your on-line utility kind. Our expertise permits us to disburse the authorized mortgage quantity inside 24-48 hours.

17. Is an element/prepayment allowed on my personal loan?

We don’t enable part-payments. Nonetheless, you may prepay your mortgage after finishing 1 yr of reimbursement. (Foreclosures costs: 5% + GST relevant).

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18. Do I have to submit any collateral to get a personal loan from Qbera?

All private loans supplied by Qbera are unsecured. Therefore, you needn’t submit any belongings or property to safe a mortgage.

Curiosity Fee & Different Costs

Curiosity Fee
10.99% to 35.99%
Processing Charge
1% to five% of complete mortgage quantity
Loan Quantity
₹1,00,00Zero to ₹15,00,000
Loan Tenure
12 to 60 months
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