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EFCC arraigns Jamb official who declare snake swallowed N35m

EFCC Arraigns Lady, Two others who Declare Snake Swallowed JAMB’s N35m

The Financial and Monetary Crimes Fee, EFCC in the present day, Friday, Could 31, 2019, arraigned Philomina Chieshe, the controversial official of the Joint Admission and Matriculation Board, JAMB, who claimed that the N35, 480, 000 (Thirty 5 Million 4 Hundred and Eighty Naira) being JAMB proceeds in her custody was swallowed by a snake in Makurdi, Benue State JAMB workplace. She was arraigned earlier than Justice Peter Affen of the FCT Excessive Courtroom, Maitama. Two different officers of JAMB additionally arraigned alongside Chieshe had been Samuel Sale Umoru and Yakubu Jekada.

The trio had been arrested by the Fee in 2016, following an audit report indicting them over the alleged graft and had been arraigned on fees bordering on fraud, misappropriation of funds and prison breach of belief whereas holding sway as Jamb officers in Benue and Plateau States, respectively.

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Two of the suspects had been arraigned on eight counts 1 to 7 fees however Philomina Chieshe was arraigned on the rely eight alone.

One of many counts reads: “That you Samuel Sale Umoru and Philomina Chieshe between August, 2014 and July, 2016 in Abuja and Benue state within the jurisdiction of this Honourable Court while respectively being the State coordinator and clerical officer of the Joint and Admissions Matriculations Board Zonal office, Makurdi and in such capacity entrusted with the dominion over certain properties to wit, N35,480,000.00 (Thirty Five Million, Four Hundred and Eighty Thousand Naira) being proceeds realized from the sales of e-facility cards belonging to JAMB committed criminal breach of trust by dishonestly using said funds and you thereby committed an offence contrary to and punishable under Section 315 of the Penal Code Law.”

Whereas the final rely cost most well-liked on Philomina Chieshe reads: “That you, Philomina Chieshe sometime in June 2016, in Abuja within the jurisdiction of this Honourable Court being legally bound to furnish to the management of Joint Admissions and Matriculations Board (JAMB) information on the financial status of the Jamb e-cards supplied to the Benue Zonal Office of JAMB between 2014 and 2016 stated that the sum of N36,510,500 being the value of the shortfall of unremitted e-JAMB cards disappeared as a result of manipulations from the kingdom of darkness which claim you knew to be false and you thereby committed an offence contrary to Section 139 (a) of the Penal Code Law.”

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The defendants pleaded “Not Guilty” to the costs.

In view of the “non-guilty” plea, the Prosecution counsel, Ekele Iheanacho, urged the court docket to select a trial date whereas asking that the defendants be remanded in jail custody pending the graduation of trial.

Nonetheless, the counsels to each first and second defendants, A. Ihejerika and O. Mark, pleaded with the court docket to think about their bail purposes which had been filed respectively on Thursday, Could 30 2019. The prosecution counsel, nevertheless, raised objection, stating that he was solely served with the purposes this morning and that it’s proper for him to undergo them and reply accordingly.

He then requested the court docket for a brief adjournment in order that he can correctly file a response to the purposes.

Justice Affen, in his ruling, stated that the prisons are totally congested with many awaiting trials and that there isn’t a level sending extra individuals there including that the defendants be remanded within the EFCC’s custody and adjourned listening to to Monday, June 3, 2019, for consideration of the bail purposes.

In one other growth, the Justice Affen additionally ordered that Yakubu Jekada, a former Plateau state coordinator of JAMB zonal workplace, even be remanded within the custody of the EFCC pending the listening to for his bail utility mounted for Monday, June 3, 2019.

Jekada was arraigned by the EFCC on a 4-count cost bordering on prison breach of belief and diversion of monies belonging to JAMB to his private use.

Rely Three of the cost reads thus, “That you, Yakubu Jekada between 2009 and 2016 in Abuja and Plateau state within the jurisdiction of this Honourable Court while being the State coordinator of the Joint Admissions and Matriculations Board (JAMB) Zonal office, and in such capacity entrusted with the dominion over certain properties to wit, N11,189,000.00 (Eleven Million, One Hundred and Eighty Nine Thousand Naira) being proceeds realized from the sales of e-facility cards belonging to JAMB committed criminal breach of trust by dishonestly using said funds and you thereby committed an offence contrary to and punishable under Section 315 of the Penal Code Law.”

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Jekada nevertheless pleaded “not guilty” and on this vein, the Prosecution counsel, Iheanacho prayed the court docket to select a trial date and remand the defendant in jail custody pending the consideration of his bail utility.

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Counsel to the defendant, Emmanuel Sadiq, notified the court docket of the pending bail utility which was filed on Thursday and requested that his shopper be launched on bail.

Opposing the movement, Iheanacho informed the court docket that he was simply served the applying after the costs have been learn to the defendant. Thus, he might want to learn by correctly and file his response to the applying.

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Learn how to qualify for a personal loan while on a pension.

There was a time when retirement meant attending to take pleasure in a lifetime of leisure. There was no have to stress about something as a result of your pension would cowl all of your important bills, together with hobbies, utilities, and meals. Life was good. Sadly, occasions have modified. It’s fairly straightforward to fall on laborious occasions lately whenever you’re dwelling on simply your pension. Most month-to-month pensions aren’t in a position to deal with surprising emergencies. Now, earlier than you retired, you might simply have gotten a personal loan since you nonetheless had a job, which is a requirement of most lenders. Pensioners, then again, might discover that their decisions have change into restricted. Thankfully, that doesn’t imply that you simply received’t have the ability to get one. You simply should do a bit of additional work. And we’re right here that will help you find out how.

What’s a Personal Mortgage for Pensioners?

A personal loan for a pension holder isn’t that a lot completely different from one supplied to working people. Personal loans are unsecured installment loans. Meaning you aren’t required to again up your mortgage with collateral. If you happen to default on the mortgage, you aren’t in any direct hazard of dropping your automotive, home, or different belongings. Due to this, lenders place a number of emphasis in your earnings – like, how a lot it’s, and the way regular it’s. Lenders usually have a minimal earnings requirement which you have to meet.

How to Apply for a Small Personal Mortgage for Pensioners

As we’ve already talked about, lenders contemplate your supply of earnings whenever you inquire a few personal loan. Properly, your pension is definitely a gentle supply of earnings. And there are lenders who’re open to contemplating your utility. You simply have to take a look at their eligibility necessities. Nonetheless, for some debtors, their Social Safety or pension funds will not be sufficient to qualify as a result of minimal earnings requirement of some lenders. Thankfully, there are methods round this. A method to do that is to arrange periodic funds out of your funding accounts or retirement funds into your checking account. You’ll want to do that for three years as that is the standard time interval that the majority lenders have a look at to consider an applicant’s earnings. You don’t even want to make use of the funds. The aim of that is to indicate the lenders that you’ll be able to entry the required cash to repay the mortgage. If you get the mortgage approval, you may cease the funds completely.

One other option to make your self extra enticing to lenders is to have belongings. Property can usually be used to guage people with inadequate earnings. To do that, you need to use the asset depletion technique. This entails dividing your out there belongings by 36 months. The quantity you get exhibits, in concept, how a lot you need to use on a month-to-month foundation. For instance, if in case you have an funding account with funds amounting to $1 million, you may state that this will give you an extra month-to-month earnings of $27,777.

Your credit score rating may even have a big affect in your mortgage utility. Monetary consultants advocate {that a} pensioner keep a credit score rating of 720 or above to make qualifying for a mortgage a lot simpler. Earlier than you submit an utility, it’s best in case you verify your credit score reportto see the place you stand in addition to have an opportunity to resolve any discrepancies. To enhance your credit score, you have to to just be sure you repay your balances to decrease your credit score utilization ratio and make on-time funds.

Other than bettering your credit score and utilizing your belongings to make your self extra certified for mortgage approval, it’s a good suggestion to inquire with monetary establishments you’re already doing enterprise with akin to your native financial institution and credit score union. Your monetary historical past along with your financial institution or credit score union will allow them to see previous your “lack” of {qualifications}. The years of economic information that they’ve on you’ll present them how dependable you’re as a borrower. Simply needless to say the primary give you get will not be one of the best supply there may be.

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Other than doing all of your analysis on the lenders and getting ready all of your crucial data for the mortgage utility, you’re going to wish to make a reimbursement plan. Simply because you may qualify for an internet loandoesn’t imply you need to get one. Additionally, in an emergency scenario, you want to just be sure you aren’t left in a worse monetary scenario than whenever you began. You have got restricted funds whenever you’re on a pension and no matter cash you’ve got must final for a decade or so, which is why you need to make it possible for your month-to-month repayments slot in your price range. 

Options for Pensioners

Other than a personal loan for pensioners, retirees produce other options to entry prepared money. A reverse mortgage is an effective possibility in case you don’t have a lot money however personal useful belongings. Such a mortgage is out there to owners who’re 62 years outdated or above. It converts a part of the fairness of their houses into money. So, how does it work? Properly, the lender will make month-to-month funds to the borrower. In change, she or he received’t have to repay the mortgage whereas she or he continues to stay within the house as their major residence. The house, subsequently, serves as collateral. As soon as the borrower not lives within the house, the mortgage will should be repaid in full inside round six months. The borrower also can promote the house to repay the steadiness. If the explanation for the mortgage is house repairs, then a pensioner can apply for a house enchancment personal loan.  Different options embrace a money advance out of your credit card, a house fairness mortgage, or a payday mortgage.

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Scholarship Description

  • Functions Deadline: February 15, 2019
  • Course Stage: award is out there to check Bachelor’s, Masters and Doctoral ranges.
  • Scholarship Award: What this system provides
  1. Tuition charges
  2. Worldwide Flight (every year, economic system class)
  3. Month-to-month Stipend to the worth of 800 AZN (which incorporates meals, lodging and dwelling bills)
  4. Medical Insurance coverage
  5. Visa and registration prices
  • Nationality: Obtainable to residents of Non-Aligned Motion (NAM) international locations (this consists of South Africa).
  • Variety of Scholarships: Offers a possibility for chosen 40 candidates on annual foundation to check within the main universities of Azerbaijan.

Eligibility for the Scholarship

Eligible Nations: Obtainable to residents of Non-Aligned Motion (NAM) international locations (this consists of South Africa).

Entrance Necessities: Candidates should meet the next standards:

Who can apply?

  • Citizen of Non-Aligned Motion (NAM) international locations (this consists of South Africa)
  • For undergraduate programmes, candidates have to be youthful than 25 years outdated
  • For Grasp’s programmes, candidates have to be youthful than 30 years outdated
  • For doctoral programmes, candidates have to be youthful than 35 years outdated

English Language Necessities: Candidates are required to offer Proof of English language proficiency (for packages in overseas languages: for undergraduate packages IELTS 5, TOEFL 40, for different packages IELTS 5.5, TOFEL 50).

Utility Process

How to Apply: Candidates should full the Azerbaijan programme Utility Type and connect the required supporting paperwork, and undergo the Azerbaijani Embassy in Pretoria at 302 Albert Avenue, Waterkloof Ridge, Pretoria, 0181.

Required Paperwork:

  1. Accomplished Utility Type
  2. Diplomas or Transcripts from prior highschool or college research
  3. Copy of Passport
  4. Doc on Common well being standing (together with HIV/AIDS take a look at)
  5. CV or Resume
  6. Motivation Letter
  7. Proof of English language proficiency (for packages in overseas languages: for undergraduate packages IELTS 5, TOEFL 40, for different packages IELTS 5.5, TOFEL 50).

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