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Personal Loan in Hyderabad | Private Loan Hyderabad | Mar 2019



Personal Loan in Hyderabad | Private Loan Hyderabad | Mar 2019 1

1. What’s the tenure of a personal loan from Qbera?

The mortgage tenure at Qbera is a versatile one and it ranges from 1 to five years (12 to 60 months).

2. What’s an EMI?

It’s the fastened quantity {that a} borrower pays to the lender on a selected date each month. An EMI contains the principal and curiosity charged on a mortgage.

3. What’s the minimal and most mortgage quantity that I can get from Qbera?

The mortgage quantity ranges between Rs. 25,00Zero to Rs. 10 Lacs.

4. What is exclusive about Qbera?

Our expertise and lending partnership enable us to supply a world-class expertise to our debtors:

Our CIBIL rating cut-off is 625 and we can provide loans to staff of greater than 9 lac firms in India. Now you don’t should get rejected by banks simply because they haven’t analyzed and categorized your employer.

5. What needs to be my age to use for a mortgage with Qbera?

You should be a minimum of 23 years previous to use for a mortgage.

6. What needs to be my minimal wage to get a mortgage?

Your internet month-to-month revenue should be Rs. 20,00Zero or extra.

7. What needs to be my CIBIL rating cut-off for a personal loan?

Our CIBIL rating cut-off is 625 (V2 rating).

8. What’s the fee of curiosity charged on a personal loan?

Fee of curiosity is determined by a borrower’s revenue, CIBIL rating, employer, age and so forth. Qbera collects data out of your software type and varied different knowledge sources to create a personalised mortgage supply for you. Our rates of interest begin at 11.99%.

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9. What’s the eligibility standards to get a mortgage from Qbera?

To get a mortgage from Qbera, a borrower ought to meet the next eligibility standards:

10. How do I apply for a mortgage on-line?

To use for a mortgage on-line, click on right here. For queries, please Whatsapp us on +91 89719 28484.

11. What are the paperwork required to get a mortgage from Qbera?

The next paperwork can be required after your mortgage is digitally authorised:

12. What’s the processing price charged on a personal loan by Qbera?

The processing price ranges between 2% – 4%.

13. How can I repay my mortgage?

Qbera supplies straightforward compensation of its good loans by computerized debit of EMIs by way of NACH mandate.

14. Why was my mortgage software rejected at Qbera?

Though we’ve got the most effective approval charges in the trade, we could should reject some purposes if they don’t meet our fundamental qualification standards. You possibly can re-apply after Three months in case you suppose that your credit score profile has improved.

15. Can I re-apply for a mortgage?

Qbera requires you to attend for a minimum of Three months earlier than re-applying for a personal loan.

16. How a lot time does Qbera take to course of a mortgage software?

It is not going to take greater than 10 minutes to replenish your on-line software type. Our expertise permits us to disburse the authorised mortgage quantity inside 24-48 hours.

17. Is a component/prepayment allowed on my personal loan?

We don’t enable part-payments. Nonetheless, you’ll be able to prepay your mortgage after finishing 1 12 months of compensation. (Foreclosures fees: 5% + GST relevant).

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18. Do I have to submit any collateral to get a personal loan from Qbera?

All private loans supplied by Qbera are unsecured. Therefore, you needn’t submit any belongings or property to safe a mortgage.

Curiosity Fee & Different Fees

Curiosity Fee
11.99% to 35.99%
Processing Price
1% to five% of whole mortgage quantity
Loan Quantity
₹1,00,00Zero to ₹15,00,000
Loan Tenure
12 to 60 months
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