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Personal Loan in Mumbai | Private Loans in Mumbai | Mar 2019



Personal Loan in Mumbai | Private Loans in Mumbai | Mar 2019 1

1. What’s the tenure of a personal loan from Qbera?

The mortgage tenure at Qbera is a versatile one and it ranges from 1 to five years (12 to 60 months).

2. What’s an EMI?

It’s the mounted quantity {that a} borrower pays to the lender on a selected date each month. An EMI consists of the principal and curiosity charged on a mortgage.

3. What’s the minimal and most mortgage quantity that I can get from Qbera?

The mortgage quantity ranges between Rs. 25,00Zero to Rs. 10 Lacs.

4. What is exclusive about Qbera?

Our know-how and lending partnership permit us to supply a world-class expertise to our debtors:

Our CIBIL rating cut-off is 625 and we may give loans to staff of greater than 9 lac corporations in India. Now you don’t need to get rejected by banks simply because they haven’t analyzed and categorized your employer.

5. What needs to be my age to use for a mortgage with Qbera?

You have to be a minimum of 23 years outdated to use for a mortgage.

6. What needs to be my minimal wage to get a mortgage?

Your internet month-to-month earnings have to be Rs. 20,00Zero or extra.

7. What needs to be my CIBIL rating cut-off for a personal loan?

Our CIBIL rating cut-off is 625 (V2 rating).

8. What’s the price of curiosity charged on a personal loan?

Charge of curiosity is determined by a borrower’s earnings, CIBIL rating, employer, age and so on. Qbera collects info out of your utility kind and varied different knowledge sources to create a personalised mortgage provide for you. Our rates of interest begin at 11.99%.

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9. What’s the eligibility standards to get a mortgage from Qbera?

To get a mortgage from Qbera, a borrower ought to meet the next eligibility standards:

10. How do I apply for a mortgage on-line?

To use for a mortgage on-line, click on right here. For queries, please Whatsapp us on +91 89719 28484.

11. What are the paperwork required to get a mortgage from Qbera?

The next paperwork could be required after your mortgage is digitally accepted:

12. What’s the processing charge charged on a personal loan by Qbera?

The processing charge ranges between 2% – 4%.

13. How can I repay my mortgage?

Qbera gives straightforward compensation of its good loans by means of automated debit of EMIs by way of NACH mandate.

14. Why was my mortgage utility rejected at Qbera?

Though now we have among the finest approval charges in the trade, we could need to reject some purposes if they don’t meet our fundamental qualification standards. You may re-apply after Three months in case you suppose that your credit score profile has improved.

15. Can I re-apply for a mortgage?

Qbera requires you to attend for a minimum of Three months earlier than re-applying for a personal loan.

16. How a lot time does Qbera take to course of a mortgage utility?

It is not going to take greater than 10 minutes to replenish your on-line utility kind. Our know-how permits us to disburse the accepted mortgage quantity inside 24-48 hours.

17. Is a component/prepayment allowed on my personal loan?

We don’t permit part-payments. Nevertheless, you possibly can prepay your mortgage after finishing 1 yr of compensation. (Foreclosures fees: 5% + GST relevant).

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18. Do I must submit any collateral to get a personal loan from Qbera?

All private loans supplied by Qbera are unsecured. Therefore, you needn’t submit any belongings or property to safe a mortgage.

Curiosity Charge & Different Costs

Curiosity Charge
11.99% to 35.99%
Processing Charge
1% to five% of whole mortgage quantity
Loan Quantity
₹1,00,00Zero to ₹15,00,000
Loan Tenure
12 to 60 months
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